The Washington State Department of Commerce has provided information on their website to assist businesses concerned about their insurance coverage for potential losses due to the COVI-19 virus. Washington state business owners typically buy insurance coverage to protect themselves from potential losses. With the outbreak of a coronavirus (COVID-19), business owners may question if their existing insurance policy covers this type of loss.
What you need to be covered
To be covered against any business losses due to a communicable disease, such as COVID-19, you would need to have purchased an additional endorsement to your policy.
Contact your insurance agent or insurance company directly to find out if you already have this added coverage. If you don’t have added coverage and would like to buy it, contact your insurance agent or company to see if it’s available.
If you didn’t buy the added endorsement prior to the outbreak and you want to buy it, the insurer may not want to sell you the endorsement.
For More Information please follow the following link to the Washington State Department of Commerce website.